Mortgages

I’ve been penalised when it comes to sourcing a mortgage because I am a contractor! The bank staff at my local branch don’t understand my contracting situation; they only deal with perm staff! I’ve been let down by my broker as he was not specialised enough in the contracting industry and now I don’t know what to…. Sound familiar?

Well, here at cps financials we can take all of those worries away from you, allowing you to concentrate on your day-to-day activities. cps financials works with Contractor Financials: specialistcontractor brokers who really do understand you and your accounting affairs.

Arranging contractor mortgages can seem difficult, but cps financials and Contractor Financials make it simple for you. By combining our sophisticated technology with their expertise of the contractor mortgage market place, Contractor Financials can identify and arrange the contractor mortgage that best fits your personal circumstances.

Over 95% of their clients are contractors, and as such they fully understand how and where to properly submit mortgage applications to ensure success. Contractor Financials help you to avoid badly trained, poorly motivated staff at the branch networks of the major institutions and instead deal with key underwriters within the lenders centralised processing units. In this way they can avoid the strain of having to prove your employability, earnings potential and credit worthiness to branch based mortgage processors who always seems to look for reasons NOT to help.

Contractor Financials are Independent Financial Advisers (IFAs), directly regulated and authorised by the Financial Services Authority. They will be pleased to offer full advice whereas many institutions will now only provide you with an ‘information only’ service.